Should I Marry Someone with Debts? Being in a relationship with someone that has debts can be difficult. However, while you are not married, their debts are just their responsibility. However, if you marry them, then that responsibility will be your joint responsibility and this means that you could legally be liable for their debt as well. It could even have an impact on your credit record. Marrying someone with debt could be a bad influence on you. It could mean that they get you to start borrowing.

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