Knowledge about Islamic Banking and much more. Saturday, 24 September 2016. What is diffrence between Istisna and Ijarah? The manufacturer either uses his own material or he arrange for the material himself whereas under Ijara. The material is provided by the customer and the manufacturer uses only his labour and skill meaning that his services will be hired for specific fee paid to him. This right of ispection does not exist. What is Bai Muajjal? Murabaha i.

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