Thursday, March 6, 2008. If you decide to seek an FHA loan there are certain guidelines that Agency loan counselors will want you to meet. Two of the most important are the relative amounts of your mortgage and your household income, and the monthly mortgage payment in relation to your total monthly debt obligations. These ratios are more generous than many that you will find for non-FHA loans being offered today. Those may include loan discount poin.

Monday, April 7, 2008. There are several reasons to refinance a home in Georgia. Perhaps you would like to shorten the length of your current mortgage. Maybe you would like to change your interest rate. You might be considering using the equity in your home for remodeling projects or consolidating debt. Whatever your reasons for a mortgage refinance, there different options available to you.

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Sunday, February 24, 2008. You see the whole story does not stop with the homebuyer and the mortgage professional. Or maybe in this case, follow the money lost. Tracking this will take you straight to the top. When these subprime loans began to default and home foreclosures skyrocketed, investors who thought they had invested in solid products began to lo.

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